FROM
OptionWide Financial Corporation

Mortgages for
Borrowers in the Cannabis Industry

Qualify for a Mortgage
with Cannabis-Related Income!

  • Full Doc (24 or 12 Months)
  • 1 Year W2
  • 12 or 24 Bank Statements
  • 1099 Only
  • Asset Utilization
  • Interest Only Available

    *Some Restrictions Apply

Get a Mortgage Quote!

Free No Obligation Consultation





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    I acknowledge that, by click on the “Get Quote” button as my official signature, I consent to a representative of ITINmortgagelender.com and/or its Marketing Partners contacting me about its services. I agree to share my information and I agree to receive information by way of email, telephone calls or text messages, including emails, telephone calls or text messages that are generated through automated means via an automatic dialer, or artificial or pre-recorded messages. Message and data rate may apply. I understand that my consent to receive calls is not required in order to purchase any goods or services. By submitting my information, I confirm that I understand and agree to the Terms of Service and Privacy Policy of this site.

    BBB A rating

    Get a Mortgage with Cannabis-Related Income!. Apply Now

    OptionWide Financial Corporation

    Simplifying the Mortgage Process for
    Borrowers in the Cannabis Industry

     

    Are you interested in purchasing a home but worried that your cannabis-related income will make it difficult to secure a mortgage? Don't worry — OptionWide has the solution.

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    Apply Online or Call

    Our licensed loan officers will explain your loan options to you and help you complete your initial loan application.

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    Processing

    Your home will be appraised. Your loan application will be processed and underwritten with alternative documentation.

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    Closing & Funding

    When your loan is approved, a closing date will be set for you to sign. Your loan proceeds will be disbursed as instructed.

    You can qualify with multiple doc options! Call Today 877-329-7960

    Program Highlights

     
    This program is designed for Borrowers who work in the cannabis industry and are having a hard time applying for home funding.

    Documentation

    • Full Doc (24 or 12 Months)
    • 1 Year W2
    • 12 or 24 Bank Statements
    • 1099 Only
    • Asset Utilization

    Highlights

    • Maximum Loan Amount $3mm
    • Minimum Loan Amount $150k
    • Purchase to 90%*
    • Cash-Out to 75%*

    *Some Restrictions Apply

    Other

    • All Occupancy Types available
    • Interest Only Available

    Non-QM is the way to secure financing for unique borrowers. Call today! (877) 239-7960

    Program Eligibility

     
     
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    A+ Service Guaranteed

    • Highly Experienced
    • Competitive Interest Rates
    • Simplified Process
    • Fastest Closing in the Industry
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    Eligible Properties

    • Single-Family Residence
    • 2-4 Unit
    • Condo
    • Non-Warrantable Condo
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    Eligible Occupancy

    • Primary Residence
    • Second Home
    • Investment Property

    Turned down by banks? You may qualify for home funding with Non-QM! Apply Now

    Client Testimonials

     
    Words From Our Satisfied Clients
    OptionWide.com helped me purchased my first home

    Marco C.   CA

    I didn’t think it was possible to get financing after being denied multiple times for working in the cannabis industry. OptionWide.com helped me buy a home when I thought I simply couldn’t qualify. Thank you!

    Cannabis Borrower

    Elliott G.  AZ

    I work for a grower and wanted to buy a home for my family. OptionWide.com used only my W2 and recent paystubs to qualify me for a loan. It was such a simple process.

    Cannabis Borrower

    Laura R.   WA

    Optionwide Financial was incredible helping me get a mortgage, even with my unconventional source of income. Their expertise and professionalism made the whole process seamless and stress-free.

    Non-QM is the way to secure financing for unique borrowers. Call today! 877-329-7960

    Frequently Asked Questions

     
    Get Answers to Common Questions
    11. Who can qualify under this loan program?
    • Cultivation: This involves growing cannabis plants in a greenhouse, indoor facility, or outdoor farm. Jobs within cultivation include growers, trimmers, and harvesters.
    • Retail: This involves selling cannabis products to consumers through a dispensary or online platform. Jobs within retail include budtenders, managers, and customer service representatives.
    • Processing: This involves turning raw cannabis plant material into usable products, such as oils, edibles, and concentrates. Jobs within processing include extractors, product developers, and quality control specialists.
    • Ancillary Services: This includes businesses that provide services to the cannabis industry, such as marketing agencies, packaging companies, and consulting firms.
    • Research and Development: This involves conducting scientific studies and clinical trials to better understand the effects of cannabis and develop new products. Jobs within research and development include scientists, lab technicians, and data analysts.
    22. What types of financial documentation of required?
    If you are a dispensary owner, grower, or employee, there are many different ways to qualify. We can qualify your income under our full documentation program, bank statement program, 1099 Only Program, asset utilization program, or W2 Only program.
    33.What is the minimum and maximum loan amount available?
    The minimum loan amount is $150,000 and the maximum loan amount is $3mm.
    44.What type of properties are allowed?
    • Single Family Residence
    • 2 to 4 Unit
    • Condo
    • Non-Warrantable Condo
    55. What type of occupancy is allowed?
    Occupancy type refers to how the property will be used by the owner. There are three main occupancy types: Primary Residence, Second Home, and Investment Property. A primary residence is where the property owner will live, a second home is a property that will be used as a vacation home, and an investment property is a property that will be rented out or used for business purposes. All three occupancy types are eligible for financing with cannabis-related income.
    67. Who is Optionwide?
    OptionWide® is committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our licensed mortgage loan originators and the behind-the-scenes operations staff have years, and sometimes decades, of experience on which to draw when looking for the best solution to your financing needs.
    Call Today!  877-329-7960