FROM
OptionWide Financial Corporation

Mortgages for
Borrowers in the Cannabis Industry

Qualify for a Mortgage
with Cannabis-Related Income!

  • Full Doc (24 or 12 Months)
  • 1 Year W2
  • 12 or 24 Bank Statements
  • 1099 Only
  • Asset Utilization
  • Interest Only Available

    *Some Restrictions Apply

Get a Mortgage Quote!

Free No Obligation Consultation





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    I acknowledge that, by click on the “Get Quote” button as my official signature, I consent to a representative of ITINmortgagelender.com and/or its Marketing Partners contacting me about its services. I agree to share my information and I agree to receive information by way of email, telephone calls or text messages, including emails, telephone calls or text messages that are generated through automated means via an automatic dialer, or artificial or pre-recorded messages. Message and data rate may apply. I understand that my consent to receive calls is not required in order to purchase any goods or services. By submitting my information, I confirm that I understand and agree to the Terms of Service and Privacy Policy of this site.

    BBB A rating

    Get a Mortgage with Cannabis-Related Income!. Apply Now

    OptionWide Financial Corporation

    Simplifying the Mortgage Process for
    Borrowers in the Cannabis Industry

     

    Are you interested in purchasing a home but worried that your cannabis-related income will make it difficult to secure a mortgage? Don't worry — OptionWide has the solution.

    You can qualify with multiple doc options! Call Today 877-329-7960

    Program Highlights

     
    This program is designed for Borrowers who work in the cannabis industry and are having a hard time applying for home funding.

    Non-QM is the way to secure financing for unique borrowers. Call today! (877) 239-7960

    Program Eligibility

     
     

    Turned down by banks? You may qualify for home funding with Non-QM! Apply Now

    Client Testimonials

     
    Words From Our Satisfied Clients

    Non-QM is the way to secure financing for unique borrowers. Call today! 877-329-7960

    Frequently Asked Questions

     
    Get Answers to Common Questions
    11. Who can qualify under this loan program?
    • Cultivation: This involves growing cannabis plants in a greenhouse, indoor facility, or outdoor farm. Jobs within cultivation include growers, trimmers, and harvesters.
    • Retail: This involves selling cannabis products to consumers through a dispensary or online platform. Jobs within retail include budtenders, managers, and customer service representatives.
    • Processing: This involves turning raw cannabis plant material into usable products, such as oils, edibles, and concentrates. Jobs within processing include extractors, product developers, and quality control specialists.
    • Ancillary Services: This includes businesses that provide services to the cannabis industry, such as marketing agencies, packaging companies, and consulting firms.
    • Research and Development: This involves conducting scientific studies and clinical trials to better understand the effects of cannabis and develop new products. Jobs within research and development include scientists, lab technicians, and data analysts.
    22. What types of financial documentation of required?
    If you are a dispensary owner, grower, or employee, there are many different ways to qualify. We can qualify your income under our full documentation program, bank statement program, 1099 Only Program, asset utilization program, or W2 Only program.
    33.What is the minimum and maximum loan amount available?
    The minimum loan amount is $150,000 and the maximum loan amount is $3mm.
    44.What type of properties are allowed?
    • Single Family Residence
    • 2 to 4 Unit
    • Condo
    • Non-Warrantable Condo
    55. What type of occupancy is allowed?
    Occupancy type refers to how the property will be used by the owner. There are three main occupancy types: Primary Residence, Second Home, and Investment Property. A primary residence is where the property owner will live, a second home is a property that will be used as a vacation home, and an investment property is a property that will be rented out or used for business purposes. All three occupancy types are eligible for financing with cannabis-related income.
    67. Who is Optionwide?
    OptionWide® is committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our licensed mortgage loan originators and the behind-the-scenes operations staff have years, and sometimes decades, of experience on which to draw when looking for the best solution to your financing needs.
    Call Today!  877-329-7960